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Refinancing from a 30-year mortgage into a 15-year mortgage is an excellent way of taking advantage. "the 15-year is a nice option," says Bob Walters, chief economist for Quicken Loans in Detroit.
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A home equity loan or home equity line of credit (HELOC) allow you to borrow against your ownership stake in your home. The interest rates are competitive with other types of loans, and the terms.
Here it’s important to focus not just on the interest rate, but also on the cost of refinancing. For example, I spoke with the folks at Rocket Mortgage about refinancing costs. Here’s what they told.
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Quicken Loans reserves the right to cancel this offer at any time. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Quicken Loans. This is not a commitment to lend. Additional conditions or exclusions may apply.
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Rocket Loans is an online finance company offering low rate personal loans from $2,000 to $45,000. Check out options in minutes without affecting your credit score.
Aside from an overall streamlining of the mortgage loan process, the Quicken Loans model offers some particular features that consumers really like. “Everybody loves calculators and Quicken Loans has.
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