Mortgage Note Definition

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A mortgage note is a document you sign at the closing of your mortgage that obligates you to repay the mortgage at a specific rate and over a specific period of time. When you sign the mortgage note at closing, you become personally responsible for repaying the mortgage.

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In the United States, a mortgage note (also known as a real estate lien note, borrower’s note) is a promissory note secured by a specified mortgage loan. Mortgage notes are a written promise to repay a specified sum of money plus interest at a specified rate and length of time to fulfill the promise.

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These are classed in one or more investment schedules by type, e.g., Schedule B for mortgage loans, Schedule D for bonds and.

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Making a living in mortgage note investing U.S. Code; Notes. The term “Corporation” means the Federal Home Loan Mortgage Corporation created by this chapter.. The term “mortgage” includes such classes of liens as are commonly given or are legally effective to secure advances.

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Mortgage: A mortgage is a debt instrument , secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments. Mortgages. Definition of mortgage note: Note that offers a mortgage as proof of a debt and describes the terms under which the mortgage is to be repaid.